“Unfair or Unconscionable”: A New Approach to Time-Barred Debt Collection under the FDCPA
https://lawreview.uchicago.edu/print-archive/unfair-or-unconscionable-new-approach-time-barred-debt-collection-under-fdcpa
In search of an accessible epithet, newspapers across the country have christened debt that is barred by the statute of limitations “zombie debt.” This “funny term” for time-barred debt reflects its tendency to come back to life and attack when, like the first victims in a horror movie, consumers “seal their [ ] fate” by their own heedless approaches to debt collectors.